Silicon Valley, USA; August 29, 2025 — TBCASoft, the U.S.-based on-chain finance innovator and creator of the HIVEX® Network, today announced a strategic Memorandum of Understanding (MOU), titled “Project HIVEX StableLink,” with StraitsX, a licensed Major Payment Institution (MPI) based in Singapore and issuer of the XSGD and XUSD stablecoins.

This collaboration marks a major leap forward in delivering scalable, blockchain-powered cross-border payments utilizing regulated stablecoins for instant FX and settlement finality—bringing significant cost efficiencies to ecosystem participants, including mobile users, issuers, acquirers, and merchants.

The HIVEX Network leverages blockchain to enable sovereign, interoperable, and secure cross-border payments, ensuring FX transparency, regulatory compliance, and robust data protection across jurisdictions. Having utilized stablecoin technologies for cross-border clearing since 2023, HIVEX now aims to advance from instant clearing to regulated instant settlement and FX under the HIVEX StableLink initiative.

“Project HIVEX StableLink and this collaboration with StraitsX mark a defining milestone in the evolution of the HIVEX Network as the global infrastructure layer for mobile payments,” said Ling Wu, Founder and CEO of TBCASoft. “We are not just connecting wallets and businesses—we are reshaping the future of digital finance with a blockchain-powered, trusted, multi-party framework that ensures scalability, interoperability, and sovereignty at every level. With Singapore serving as a key international financial center, this collaboration with StraitsX, issuer of the XSGD stablecoin with a 1:1 peg to the Singapore Dollar, will deliver tremendous value across our HIVEX Network.”

“We are excited to work with TBCASoft to make cross-border payments simpler, smarter, and more cost-effective for businesses,” said Tianwei Liu, CEO and Co-Founder of StraitsX. “By integrating our stablecoins and payment capabilities within the HIVEX Network, we are making it possible for businesses to access seamless and instant QR payment and settlement experiences—backed by trusted infrastructure, strong compliance, and competitive value.”

This announcement further cements TBCASoft and the HIVEX Network as global enablers of mobile wallet interoperability, aligning the interests of banks, e-wallets, merchants, and users under a harmonized decentralized framework. Project HIVEX StableLink will accelerate HIVEX’s global footprint, fueling the transition toward an open, borderless mobile payments ecosystem.

TBCASoft is a Silicon Valley–based fintech innovator leading the development of decentralized, on-chain finance infrastructure. Its flagship offering, the HIVEX Network, is an international mobile payment solution that enables interoperable cross-border QR and NFC payments with built-in FX transparency, regulatory alignment, and sovereign data control—empowering mobile wallets to scale globally without compromise.

StraitsX is the stablecoin-native settlement layer powering global finance and a Major Payment Institution licensed by the Monetary Authority of Singapore. As the issuer of XUSD and XSGD stablecoins, StraitsX leverages blockchain and stablecoin technologies to drive payment interoperability while providing advanced tools for liquidity management, stablecoin integration, and cross-border transactions. Partnering with leading financial institutions, global liquidity providers, and payment technology partners, StraitsX delivers cutting-edge payment solutions within a highly regulated and reliable environment, bridging traditional finance with the digital economy.

Media contacts:

TBCASoft, Inc. (USA)

Marketing@TBCASoft.com